SERVICES
Professional Legal Advice in Huntingdon, PA
Bankruptcy
Filing for bankruptcy is always a difficult decision. The first step when determining whether to file is an examination of your personal finances. Your income to debt ratio will give the full picture. Gill, McManamon & Ghaner
can assist you in deciding if bankruptcy
is the best option for you.
Chapter 7
Chapter 7 bankruptcy gives you the opportunity to clear out most or all of your personal debts. If you feel buried under a load of debt with no way out, you might be an ideal candidate for Chapter 7 bankruptcy. Filing for Chapter 7 will cease the harassing collection calls, will stop the negative strikes against your credit report, and will still permit you to keep essential property and assets.
Chapter 13
Chapter 13 bankruptcy is designed to restructure your dept., so unlike Chapter 7, it won't completely wipe out your debt. This makes it possible to pay off your debts in a matter that best suits your income and life expenditures. If you're having a difficult time paying off your debts and continuously fall further behind on your bills, Chapter 13 may be the best option for you.
Estate Planning
We can assist with the fundamentals of planning your estate. Estate Planning can be a lengthy and complex process. There are numerous laws that determine how you arrange your estate. There are also separate rules for leaving items to children vs. adults. Gill, McManamon & Ghaner can make planning your estate work for you both legally and emotionally.
Probate
The death of a loved one is never easy to endure. That is why our team of experts are standing by to help calm the waters during that turbulent time. In the event that they never set up a will or trust, you will most likely end up in probate. Due to the many nuances of probate, it is usually necessary to have a lawyer supervise the process. Our team of experts can assist in advance of possible probate in order to make the process easier.